Buy a Vinhomes Apartment: Complete Process & Procedures

Are you dreaming of buy a Vinhomes Apartment? Let Ngọc Thành from Vinhomes Place accompany you on your journey to explore and complete the process of buying a Vinhomes Apartment, helping you confidently make the right decision and turn your dream into reality. Before deciding to buy any Vinhomes Apartment, thoroughly researching the project is crucial. Vinhomes Place provides comprehensive information on Vinhomes projects nationwide, with the following procedures:

For new apartments without floor plans, prices, and information

Explore the project, the investor, and the project location

First, you need to thoroughly research the Vinhomes project you are interested in, including information about the investor, geographical location, surrounding amenities, and the development potential of the area. This helps you evaluate whether the project meets your needs and desires. If satisfied, you can proceed to reserve a spot for the project and prepare for the phase of buying a Vinhomes Apartment.

Reserve (Booking) a spot in the project, awaiting notification of the investor’s apartment sale

The process of buying a Vinhomes Apartment always starts with placing a deposit to secure the apartment you love. This procedure is very simple and quick; you just need to prepare a deposit (usually 50 million VND). This is an important step in officially starting your journey to buy a Vinhomes Apartment. You should prioritize reserving units with favorable views, mid-level floors, and lucky numbers to increase your chances of securing a preferred apartment.

Matching units

At this stage, the investor will release apartments for sale in batches. Early depositors will have the right to choose apartments first. Apartments will be sold on a priority basis, so placing an early deposit is crucial. Make sure to choose your favorite units early to avoid missing out on the best ones, as others may select them first.

Sign the deposit agreement

After successfully placing the deposit, you will proceed to sign the deposit agreement at the Vinhomes office.

• For projects not yet built to the third floor: You will sign a deposit agreement to reserve the right to buy a Vinhomes Apartment.
• For projects built beyond the third floor: You can immediately sign a sales contract (HĐMB).

Choose a payment method and sign the sales contract

After thoroughly researching the project and your desired apartment, and successfully placing the deposit, you will move on to the critical phase: selecting a payment method and signing the sales contract (HĐMB). This is the official milestone that confirms your ownership when you buy a Vinhomes Apartment.

Choosing a payment method: Vinhomes offers you flexibility with three main payment options:

• Payment by progress: This is the most common method, dividing the total payment into several installments based on the project’s construction progress. You will receive detailed notifications about the timing and amounts due for each installment. This method helps reduce financial pressure and suits most customers.
• Early payment: If you have the financial capacity, paying 100% of the apartment’s value upfront will bring attractive discounts. The discount rate may vary depending on the project and specific timing, so consult with a sales specialist for more details.
• Bank loan: Vinhomes partners with reputable banks like Techcombank to offer favorable mortgage packages. Competitive interest rates and flexible loan terms are among the benefits you receive when you buy a Vinhomes Apartment using this method.

Signing the sales contract (HĐMB):

The HĐMB is the most important legal document in the home-buying process, recording all agreements between you and Vinhomes. Before signing, make sure you have read and understood each clause in the contract. If you have any questions about the contract, don’t hesitate to consult with a sales specialist for clarification.

Making further payments based on construction progress

Vinhomes is transparent in announcing project progress and key payment milestones, such as foundation completion, topping out, etc. You will receive specific notifications about the timing and amounts due for each installment. This helps you stay financially prepared and monitor your apartment’s construction progress. If you are using a bank loan, the bank will disburse funds according to the agreed payment schedule. Make sure to follow the payment schedule to avoid delays.

Await notification and take possession of your apartment

This is the most anticipated moment! After completing all payment procedures and the project is finished, you will be invited to receive the handover of your apartment. Ensure to thoroughly inspect the apartment’s quality before signing the handover agreement to ensure everything is perfect when you finally buy a Vinhomes Apartment.

Complete the process to receive the title deed

Finally, you will complete the necessary procedures to receive the Certificate of Ownership (the title deed) for your apartment. This guarantees your legal rights when you buy a Vinhomes Apartment.

For apartments with floor plans, prices, and yet to be handed over

Choose your desired apartment:

• Area: Choose the apartment area that suits your family’s needs.
• Direction: Consider whether the apartment’s direction is suitable for your feng shui and preferences.
• Floor: Choose a high or low floor depending on your preference and specific needs.
• Design: Assess whether the apartment’s design optimizes functionality and suits your lifestyle.

Sign the deposit agreement

Visit the model home: If possible, visit the project directly to view the model home, experience the actual living space, and assess the apartment’s finishing quality.

Choose a payment method and sign the sales contract

After thoroughly researching the project and your desired apartment, and successfully placing the deposit, you will move on to the critical phase: selecting a payment method and signing the sales contract (HĐMB). This is the official milestone that confirms your ownership when you buy a Vinhomes Apartment.

Signing the sales contract (HĐMB):

The HĐMB is the most important legal document in the home-buying process, recording all agreements between you and Vinhomes. Make sure you have read and understood all the terms in the contract before signing. Follow-up procedures include:

• Making further payments based on construction progress
• Await notification and take possession of your apartment
• Complete the process to receive the title deed

Vinhomes remains transparent about construction progress and payment milestones. After the project is completed, you will be invited to receive the handover of your apartment. Ensure to inspect the quality before signing the handover agreement.

For apartments already handed over: Buying and transferring ownership

Prepare necessary documents

• The initial apartment purchase contract
• The pink book (title deed) or certificate of ownership
• ID cards of the buyer and seller
• Household registration books of both the buyer and seller
• Other related documents (if any)

Place a deposit for the apartment

The buyer and seller agree on the deposit amount and sign a deposit agreement. The deposit is usually 10-30% of the apartment’s value.

Pay personal income tax

The seller must pay personal income tax on the transfer of the apartment. The personal income tax rate for real estate transfers is 2% of the transfer value.

Notarize the transfer

The buyer and seller go together to the notary office to sign the transfer contract, which must be legally notarized.

Transfer the household registration and ID

After completing legal procedures, the buyer will receive a new title deed. The buyer must complete the household registration and ID transfer at the relevant authorities.

The journey to your dream home with Vinhomes Place

Vinhomes Place not only provides information about Vinhomes projects but is also a trusted companion, helping you realize the dream of buying a Vinhomes Apartment. From exploring projects, placing deposits, signing contracts to receiving handover and completing legal procedures, we are always here to support you step by step. Let Ngọc Thành Vinhomes and Vinhomes Place accompany you on this journey, turning your dream of a perfect home into reality.

If you have any questions or need further assistance, do not hesitate to contact us. The sales specialists at Vinhomes Place are always ready to listen and answer all your queries. Let us help you find the ideal Vinhomes apartment, where you and your family will build beautiful memories and enjoy a fulfilling life. For more detailed information on Vinhomes projects and the process of buying a Vinhomes Apartment, please visit our website at: vinhomesplace.com Vinhomes Place – Where the dream of a home becomes reality!